Everything You Wanted To Know About Buying A Home But Was Afraid To Ask

Everything You Wanted To Know About Buying A Home But Was Afraid To Ask

LIVE COACHING CALL every Friday at Noon to 12 30  


Dial-in Number:(712) 775-7035  code 524340


Join us for a live Home Buying Coaching Call.  

Bring your questions or just listen and munch your lunch ( don't worry I will mute you if you chew too loud) 


Buying a home is the biggest and most expensive purchase most families will ever make in their lifetime. 

And its the most important one too.  

Generational Wealth in America is  most often generated thru homes and passed down to children. 

But Sadly, many families miss out on the wealth created thru a home purchase.  They miss the opportunity for themselves and their children. 

There is a lot to know about a home purchase:  

  •  Why should I buy as opposed to rent? Is renting cheaper?

  • How much money does it cost? And who pays what?

  • Are there Zero Down loans? First time Home buyer loans? 

  • What about credit?  Minimum? How do I increase my score?

  • Why should I buy now? What is it costing me to miss out on this year's market? 

  • What about repairs and maintenance? Who pays for that? 

  • Should I co-sign for someone? 

  • What is my debt to income ratio and why is that important?  


Dial-in Number:(712) 775-7035   code 524340


EVERY FRIDAY from 12 pm to 12:30 pm 


My story: 

(quick note: We were not rich. This story is about growing up in a normal lower middle class family in the north suburbs of Houston...)

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My father was a very  stern and conservative man. When I got my first paycheck at 14 he took me to his bank and together we opened my first checking and savings account.  I was always working after school jobs and had a  small"paycheck " of sorts. 

He promised that whatever I deposited in my savings account and he would match it.   A daddy funded 401k of sorts.


 He also taught me about credit. Credit is your word. Its your bond. Its your promise to pay what you owe when you said you would. To break a promise and be late on a bill is like lying or cheating. NOT ACCEPTABLE in my father's world.  He also said that if I was ever late on my car payment ( when I was 16) he would take my car away and close my accounts.  Late payments and hot checks were NOT  TOLERATED in the Pierce home. 


So I was never late and never bounced a check. Ever. I freaking loved my car! I washed it every weekend! 


Early on he taught me about saving, credit and banking.  Then later he taught me about the importance of buying a home. In fact, my first home was my parent's home.  He made me a deal I couldn't refuse.  This home was a life saver at the time and  helped me begin my adult financial life. 


My mom's frivolous approach to money constantly exasperated my father. It was always a sore spot between them their whole marriage. My mom was raised as "Daddy's Little Princess" so she was always indulged.  Money was always available and should be spent on new shoes whenever possible. 


LOL!    NOT MY EXPERIENCE! My daddy was a different kind of daddy. I always worked to avoid asking my dad for anything. 


As an adult,  Daddy and I invested in homes together.  He was my first financial partner. I am so grateful for these lessons. I never learned to cook ( my mom did not cook  so frozen TV dinners and pizza were the norm)  but I learned the important life stuff.   And besides, I married a man who is an amazing cook! 


My life experience as a real estate investor, credit repair company owner,  mortgage banker, and real estate broker has uniquely qualified me to help others join in the American Dream of Home Ownership. 


ps, Apparently I did a great job passing Daddy's lessons on to my sons.  They are all under 30 yrs old, all have  regularly  funded savings and retirement accounts, they each are home owners, and all are making plans to buy anther home and rent theirs out to begin a  real estate investment portfolio. They should all own 2 homes by the time they are 35. VERY PROUD MOMMA! 

My father has passed almost 8 yrs ago, but his legacy lives on. 




Edie Webber Headshot
Author:
Phone: 817-798-6630
Dated: July 12th 2018
Views: 432
About Edie: My current state of happiness and realized dreams is the hard won result of a lifetime journey. I ha...

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Location & Address

Malci Gariani
3824 Cedar Springs Rd #801-7724
Dallas, TX
972-408-6939